XM App Overview
XM App Overview
XM is a globally recognized broker offering a robust trading environment suitable for beginners, intermediate, and professional traders. With a particularly strong user base in Indonesia and other parts of Asia, XM stands out for its transparency, versatile account types, and accessible educational content.
Why Choose XM?
Whether you’re new to trading or already managing a diversified portfolio, XM provides tools and features that align with different trading styles and goals. It is regulated by major financial authorities, offers competitive spreads, and is known for its honest pricing model — without hidden fees or manipulative practices.
Key Features & Benefits
- Over 1,000 Trading Instruments: Trade across Forex, Commodities, Equities, Indices, Cryptocurrencies, and more.
- Multiple Account Types: Choose from Micro, Standard, and XM Ultra Low accounts to suit your strategy and capital.
- Low Minimum Deposit: Start trading with just $5, making XM accessible to all levels of traders.
- MT4 & MT5 Platforms: Seamlessly trade using the world-renowned MetaTrader 4 and MetaTrader 5, available on desktop, mobile, and browser-based web terminals.
- High-Quality Educational Resources: XM offers live webinars, video tutorials, daily market analysis, and free demo accounts — ideal for developing skills and testing strategies.
Trading Platforms: MT4 vs MT5 with XM
Both MT4 and MT5 are supported, giving traders flexibility based on technical preferences:
| Feature | MT4 | MT5 |
|---|---|---|
| Order Types | 4 | 6 |
| Technical Indicators | 30 pre-installed | 38 pre-installed |
| Timeframes | 9 | 21 |
| Depth of Market | ❌ | ✅ |
| Economic Calendar | ❌ | ✅ |
If you’re focused on Forex and CFD trading, MT4 may be sufficient. However, if you’re managing a multi-asset portfolio or want more detailed analysis tools, MT5 is a better fit.
Account Types Comparison
| Account Type | Min. Deposit | Spreads from | Commission | Leverage (max) | Suitable for |
|---|---|---|---|---|---|
| Micro | $5 | 1.0 pips | No | 1:1000 | Beginners |
| Standard | $5 | 1.0 pips | No | 1:1000 | Regular traders |
| XM Ultra Low | $5 | 0.6 pips | No | 1:1000 | Cost-sensitive traders |
| Shares Account | $10,000 | Market-based | Yes | N/A | Stock investors |
All accounts offer negative balance protection, swap-free (Islamic) options, and access to the same trading platforms.
Deposits, Withdrawals, and Fees
- Minimum Deposit: $5
- Deposit Fees: None
- Withdrawal Fees: None
- Processing Time: Same-day for most methods
- Available Methods: Bank transfers, Credit/Debit cards, E-wallets (Skrill, Neteller, etc.)
Regulation and Security
XM is regulated by:
- CySEC (Cyprus)
- ASIC (Australia)
- IFSC (Belize)
Client funds are kept in segregated accounts, and the broker is a member of an Investor Compensation Fund, where applicable. This provides peace of mind for risk-aware traders.
XM Affiliate Program: Earn by Referring Traders
XM has a well-developed affiliate program that allows users to generate income by referring new traders to the platform. The program is popular among bloggers, YouTubers, and social media influencers in the trading space.
Highlights:
- Up to $25 per lot commission.
- Lifetime commissions – Earn from each client’s activity indefinitely.
- Free marketing materials – Banners, landing pages, and tracking tools.
- Multi-language support – Localized content and multilingual dashboards.
This makes XM not only a trading platform but also a source of passive income for users interested in financial content creation or referral-based monetization.
Customer Support & Localized Services
XM offers 24/5 customer support with teams available via live chat, email, and phone. The platform is known for its multilingual support, covering over 30 languages, including Bahasa Indonesia.
Support Features:
- Live Chat – Available directly on the XM website and app.
- Email Support – Response within 24 hours in most cases.
- Knowledge Base – Detailed FAQs, guides, and platform tutorials.
For Indonesian clients, XM also frequently hosts local webinars, participates in regional trading expos, and offers support staff fluent in Bahasa Indonesia — all of which contribute to a more personalized user experience.
